It’s the time of year when tax bills have been mailed. Payment may be made anytime, but tax bills are not past due until after Jan. 5, 2023, at which point it will begin to accrue interest. Tax bills will also be available online at tax.buncombecounty.org.
Buncombe County Tax Collections wants to work residents to develop a payment schedule that makes paying their bill manageable. The sooner residents start a payment plan arrangement, the smaller the payments can be.
Buncombe County Commissioners recently approved a new initiative aimed at homeowners who may qualify for up to $300 from the Homeowner Grant Program. Residents in Asheville and Woodfin may also qualify for up to $200 additional dollars through this program. If eligible, grantees may, at their option, choose to have grant funds applied to their property tax bill, or applied to other housing related obligations such as housing costs, utilities, mortgage or insurance. Visit buncombecounty.org/homeownergrant to learn more.
North Carolina offers property tax exclusion or deferment plans for the elderly, disabled, Veterans and families who meet certain income requirements. For more information about the qualifications, call the Property Assessor’s office at 828-250-4915 or visit buncombecounty.org/taxrelief.
What types of payment plans does Buncombe County Tax Collections offer?
Buncombe County offers the option of paying over the course of the year. Being enrolled and staying current on your payment plan also ensures you won’t be subject to collection actions, such as payroll or bank garnishments.
There are two payment options available: The Casual Payment Plan and the Preauthorized Debit Payment Plan.
The Casual Payment Plan allows homeowners to send in a predetermined amount every month; it will not be automatically drafted from your bank account. If you have a bill from 2022, you must finish monthly payments by April 2023. Call 828-250-4910 for more information or to be set up on this plan.
The Preauthorized Debit Plan automatically withdraws a predetermined amount from your bank account every month. If you have a bill from 2022, you must finish monthly payments by May of 2023. Call 828-250-4910 for more information or to be set up on this plan.
Homeowners also may choose to have their taxes paid through a voluntary wage garnishment. With each pay period, a predetermined amount can be withheld and sent directly to the county tax office.
My taxes are past due, what happens now?
The county tax office’s priority is to work hand-in-hand with the tax payer to pay his or her bill. The county is required by North Carolina law to advertise properties with outstanding taxes due. It is important to note that just because your property has been advertised does not mean the foreclosure process has begun. Foreclosure is an absolute last resort.
If property has been advertised, property owners can contact a tax collection account representative and they will help determine which payment option will work best. We want to work with you to prevent collection actions. Contact our professional account representatives at 828-250-4910.
August: Tax bills are mailed, payment plan enrollment opens.
Sept. 1: Tax bills are due (interest is not added to an unpaid amount until Jan.6).
Jan. 5, 2023: Last day to pay taxes without interest.
Jan. 6, 2023: Tax bills are delinquent and collection actions may take place at any time. Additional fees may be added to an amount due if collection actions are initiated.
April 2023: Last month to finish payments in the Casual Payment Plan for current overdue bills from 2022. Those bills must be paid in full by this date.
May 2023: Last month to finish payments in the Preauthorized Debit Plan for current overdue bills from 2022. Those bills must be paid in full by this date.