Flood damage

Small businesses, homeowners, renters and nonprofits have until Nov. 8 to apply for low-interest disaster loans for physical property and personal property damage.

Monday, Nov. 8, is the deadline for individuals to apply for flood relief assistance from FEMA and the U.S. Small Business Administration (SBA).

FEMA’s Individual Assistance program is designed to help disaster survivors with basic, critical needs such as a safe, sanitary and functional place to live while survivors look for a long-term or permanent housing solution. It is not a substitute for insurance coverage. FEMA Individual Assistance cannot duplicate other sources of assistance.

There are several ways to register:

  • Visit disasterassistance.gov
  • Call 800-621-3362
  • Use the FEMA app for smartphones. If you use a relay service, such as video relay (VRS), captioned telephone service or others, give FEMA the number for that service. Lines are open daily from 7 a.m. to 1 a.m. local time.

Nov. 8, is also the deadline for homeowners, renters, businesses and nonprofits to apply to the U.S. Small Business Administration (SBA) for low-interest disaster loans for physical property and personal property damage.

Apply online using the Electronic Loan Application (ELA) via the SBA’s secure website at disasterloanassistance.sba.gov/ela/s/, or by visiting a Business Recovery Center.

Paper applications may be requested by calling the SBA Customer Service Center at 800-659-2955, or by sending an email to disastercustomerservice@sba.gov.

SBA Economic Injury Disaster Loans are available to businesses and private nonprofit organizations of any size. The deadline to file economic injury applications is June 8, 2022.

There is no cost to apply for assistance from FEMA or the SBA.

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